Networking is the most effective search method for finding job leads.

That statement is true.

Explanation:

Companies open position tend to be offered for the public if the employers no longer have a strong candidate that they can approach personally.

According to the Research conducted by linked in (a famous site for job placement) , someone with some sort of connection with the employers are 7 times more likely to receive the job offers compared to someone with no connections. This statistic applied regardless of the qualification of the candidates.

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.