Janey makes frequent small purchases and pays off the total outstanding balance on her credit card every month. Which features are the most attractive to her when searching for a credit card provider?

Long grace period

Explanation:

Grace period refers to the time period allowed by a credit card company to the holder, to repay the outstanding amount, without having to pay any interest.

Usually a grace period of 21 days exists for majority of credit card issuer companies. The period begins from the end of a bill cycle till the next payment due date.

The grace period length depends upon the credit worthiness of the card holder i.e how frequently and punctually the holder pays off the outstanding bills.

In the given case, Janey makes small amount purchases and pays off the total outstanding amount monthly i.e regularly. Thus, the feature most important to her would be, a longer grace period so that she can regularly pay off her outstanding amount, without incurring any finance charges in the form of interest.

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