Bernard borrows $100,000 on January 1, 1993, to be repaid in 360 monthly installments at a nominal annual interest rate of 9% convertible monthly. The first monthly payment is due February 1, 1993. Bernard misses the first payment, but begins payments on March 1, 1993, and makes 359 payments. Determine how much Bernard still owes on the loan after making his 359th payment.

Find the zeros of the polynomial 5 x square + 12 x + 7 by factorization method and verify the relation between zeros and coefficient of the polynomials

China's new 5 percent tax on disposable wooden chopsticks, reflecting concerns about deforestation, has been praised by environmentalists. the move is hitting hard at the japanese, who consume 25 billion set of wooden chopsticks annually. almost all of the chopsticks used in japan come from china. the reuirements for chinese manufacturers of wooden chopsticks to pay the 5 percent tax is a factor in their external environment.

The upper-level managers of synergy technology are meeting for the week to look at the long-term company goals and overall direction of the organization. the ceo has expressed her concern over the economy and has told her managers to look closely at the environment outside the organization before making decisions and to be future oriented. in this meeting, top managers of synergy are