Dakota Trucking Company (DTC) is evaluating a potential lease for a truck with a 4-year life that costs $40,000. If the firm borrows and buys the truck, the loan rate would be 10%, and the loan would be amortized over the truck’s 4-year life, so the interest expense for taxes would decline over time. The loan payments would be made at the end of each year. The truck will be used for 4 years. If DTC buys the truck, it would purchase a maintenance contract that costs $1,000 per year, payable at the end of each year. DTC's tax rate is 40. What is the CASH FLOW at the end of Year 2? (Note: MACRS depreciation rates for Years 1 to 4 are 0.33, 0.45, 0.15, and 0.07.) a. -$4,764 b. -$6,019 c. -$6,339 d. -$9,943 e. -$5,640