3.A lockbox plan is most beneficial to firms that a. have widely dispersed manufacturing facilities. b. have a large marketable securities portfolio and cash to protect. c. receive payments in the form of currency, such as fast food restaurants, rather than in the form of checks. d. have customers who operate in many different parts of the country. e. have suppliers who operate in many different parts of the country.

D) have customers who operate in many different parts of the country.

Explanation:

A lockbox is basically a bank mailing address where a company's clients can send their payments to. It is similar to mailbox that receives letters, only that this one receives checks and cash. The bank is in charge of opening the lockbox and depositing the cash and checks to the company's account, and reporting the information.

have customers who operate in many different parts of the country.

Explanation:

A lockbox plan is an arrangement in which an insurer or agent uses the bank as a collection facility. The entity posts payments to the bank's lockbox, and the bank processes it and pays in to the appropriate account.

Evidence of payment is scanned back to the customer.

The lockbox system is ideal for companies that operate in many different parts of the country because customer payments are quickly processed into the companie's account from different locations.

i think the answer is a. dependable person

i hope this is right!