Jason is trying to figure out how convenient it would be for him to keep his local bank if he joins the Coast Guard. He’s also made a list of issues he’s having with his money, to see if the bank has options to help him better manage his finances. Jason’s list includes:

»» Forgetting to transfer $50 of each paycheck from his checking account to his savings account. The money usually ends up getting spent.

»» Getting charged late fees by his cellphone provider and gas credit card company for paying late every month, even though he has the money in his account.

»» Needing to keep better track of his transactions so he doesn’t wind up with more overdraft fees.

Review the scenario about Jason’s messy finances. What services could he use to better stay on top of his money? If he ends up moving to another state or country, would these services make it convenient enough for him to keep his accounts where he’s currently banking?

(Services: Direct Deposit, Automatic Deposits and Transfers, Online Bill Pay...)