Henry is having trouble paying his rent and making minimum payments on loans and credit cards. Which should he consider? Check all that apply.

1) Apply for a larger loan at a different bank.

2) Create a budget to track income and expenses.

3) Apply for a credit card to pay for his other expenses.

4) Make less than the minimum payments on his loans and credit cards.

5) Talk to a consumer credit counseling service.

The risk-free rate is 7% and the expected rate of return on the market portfolio is 11%. a. calculate the required rate of return on a security with a beta of 1.92. (do not round intermediate calculations. enter your answer as a percent rounded to 2 decimal places.) b. if the security is expected to return 15%, is it overpriced or underpriced?

Any point on a country's production possibilities frontier represents a combination of two goods that an economy:

Carey company is borrowing $225,000 for one year at 9.5 percent from second intrastate bank. the bank requires a 15 percent compensating balance. the principal refers to funds the firm can effectively utilize (amount borrowed − compensating balance). a. what is the effective rate of interest? (use a 360-day year. input your answer as a percent rounded to 2 decimal places.) b. what would the effective rate be if carey were required to make 12 equal monthly payments to retire the loan?