Francis Jeffers purchased a chashiers check in the amount of $5,000 from Northern Star Bank. The check was made payable to Kyle Naughton and was delivered to him. Twelve months later the Nothern Star Bank branch manager informed Jefffers that the cashiers check was still outstanding. Jeffers sudsequently signed a form requesting that payment be stopped and a replacement check be issued. Northern Star Bank issued a replacement check to Jeffers. Eight months later Naughton deposited the original cashiers check in his bank, which was paid by Nirthern Star Bank. Nothern Star Bank requested tha Jeffers repay the bank $5,000. When he refused, Northern Star Bank sued Jeffers to recover this amount and the court awarded Northern Star Bank damages amounting to $5,500. In which of the following circumstances iif true would the court have ruled in Jeffers favor?

A) Jeffers cashed the replacement check before Naughton had presented the original check at his bank. B) Jeffers paid Naughton the $5,000 in cash after obtaining the replacement check from Northern Star Bank. C) Jeffers indemnified Northern Star Bank for potential damages arising from the issue of the replacement check. D) Jeffers renewed the stop-payment order on the original check at the end of six months.