Your policy says you have 50/100/30 coverage. Check the correct coverage for this policy.

$50,000 coverage for all injuries in one accident.

$100,000 coverage for all injuries in one accident.

$50,000 coverage for all property damage in a single collision.

$50,000 coverage for injuries to one person in one accident.

$50,000 coverage for damage to a single vehicle in one accident.

$30,000 coverage for all property damage in a single collision.

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cognitive overload: having a lot on your mind impairs decision-making and tends to result in the simplest, but not necessarily best, option being selected.

empathy gaps: overlooking how you might feel in a different situation can result in unnecessary purchases, such as overbuying when shopping for food on an empty stomach.

optimism and overconfidence: wearing rose-tinted glasses and having unrealistic expectations about the future can affect money management and leave you unprepared for a change in circumstance.

instant gratification: seeking instant gratification drives impulsive spending and can undermine long-term planning and savings.

harmful habits: automatic or mindless behaviour can amplify a poor financial decision as it becomes a recurring event.

social norms: we are heavily influenced by the actions of others; while this can be in certain circumstances, it also contributes to the pressure to keep up with the joneses through conspicuous consumption.