Use the appropriate function in Excel to answer the following question. How much money would you have in a savings account at the end of 4 years if the following assumptions were true? You make payments of $35 a month to your savings account every month for 4 years. Your savings account has a fixed APR of 1.4%. Note: A fixed APR is an annual interest rate that does not change during the 4-year period. You will not take any money out of your savings account during this 4-year period. You have no beginning balance.

The government often provides goods that are nonrivalrous and nonexclusive to overcome which market failure

Suppose you have just been hired as the chief diversity officer of a large company. previous mentoring programs at this company have not been successful. after inquiring about previous efforts, you discover that most mentor pairs met just a few times, but very few lasting or meaningful mentoring relationships were created. there were also a significant number of employees that did not even attempt to seek out a mentor relationship. which of the following may be a reason why prior mentoring programs at your company failed? check all that apply.a) minorities and women are much less likely to develop mentoring relationships than white malesb) mentoring is not an effective way for organizations to develop female and minority employeesc) due to specific laws governing appropriate workplace behavior, senior-level male executives were reluctant to cultivate mentoring relationships with female employees, fearing negative repercussionsd) fear of creating a future competitor within the company, senior-level female executives were hesitant to mentor other female employees

What has caroline's payment history been like? support your answer with two examples