Sponsored by five U. S. financial organizations, is a nonprofit organization that was established in 1985 to identify factors that contributed to fraudulent financial reporting.

The Committee of Sponsoring Organizations of the Treadway Commission (COSO).

Explanation:

The Committee of Sponsoring Organizations of the Treadway Commission (COSO) is sponsored by five U.S. financial organizations. It is a non-profit organization that was established in 1985 to identify factors that contributed to fraudulent financial reporting, as well as internal control and guidance on enterprise risk management, business ethics, financial reports and business risk management.

The five (5) U.S financial organizations that sponsored COSO are;

1. Institute of Management Accountants (IMA).

2. American Accounting Association (AAA).

3. American Institute of Certified Public Accountants (AICPA).

4. Institute of Internal Auditors (IIA).

5. Financial Executives International (FEI).

answer; is usually (less than) the socially optimal level of consumption;

answer; blank(1); /// whitelisting; blank(2); // blacklisting;