Vincent has set a financial goal to purchase a home in five years. He wants a two-bedroom house with a small backyard in the north side of the city. He has $5,000 currently in his savings account. If he doesn't deposit or withdraw any money, which savings option is best for Vincent? Use the PACED decision-making method and show your work and keep in mind that he wants to have the most money in his account at the end of five years.