Jordan is a great kid, and he works very hard at his favorite sport: basketball. He gets average grades at school because he spends a lot of his after-school time hanging out with friends and playing video games instead of doing homework. He earns money for doing lawn work and spends every nickel on new video games and eating out with friends. Jordan is about to graduate from high school, and his uncle is going to deposit money in an account for Jordan's future. "In 10 years, you'll need this money," he tells Jordan. If you were Jordan's uncle, which kind of savings account would you choose for your gift? Why? (10 points: 5 points for a correct answer; 5 points for a good explanation)