As the text notes, some skeptics feel that accommodating diversity requires dumbing-down or lowest-common-denominator strategies. However, the authors claim that in their experience, rethinking interface designs to accommodate these diversity situations will result in a better product for all users. Give an example of a product that meets the specific needs of a certain group of people, yet gives all users a better experience.

Which value describes the desire to be one’s own boss? a. autonomy b. status c. security d. entrepreneurship

Compare the sources of consumer credit 1. consumers use a prearranged loan using special checks 2. consumers use cards with no interest and non -revolving balances 3. consumers pay off debt and credit is automatically renewed 4. consumers take out a loan with a repayment date and have a specific purpose a. travel and entertainment credit b. revolving check credit c. closed-end credit d. revolving credit

Match the given situations to the type of risks that a business may face while taking credit. 1. beta ltd. had taken a loan from a bank for a period of 15 years, but its sales are gradually showing a decline. 2. alpha ltd. has taken a loan for increasing its production and sales, but it has not conducted any research before making this decision. 3. delphi ltd. has an overseas client. the economy of the client’s country is going through severe recession. 4. delphi ltd. has taken a short-term loan from the bank, but its supply chain logistics are not in place. a. foreign exchange risk b. operational risk c. term of loan risk d. revenue projections risk