The Federal Reserve District Banks are divided: into geographical regions with the majority of the district banks located in the eastern half of the United States. geographically to encompass the 12 largest metropolitan and financial areas in the United States. into geographical regions with the same number of states located in each of the districts. evenly geographically to ensure the same amount of area coverage for the regions of the United States.

geographically to encompass the 12 largest metropolitan and financial areas in the United States.

Explanation:

When the Federal Reserve District Banks were to be divided there were huge  discussions on such division but it was later discovered that important places and cities should get their separate divisions.

Accordingly, it was divided into 12 segments which shall cover the most vital economic centres and the most needful shall be served first.

And thus, the metropolitan and financial centres of United States got their area specific divisions.

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