Which of these costs would be the MOST difficult to adjust if you were looking to reduce your expenses? * 1 point
Dining out at local restaurants
Loan payment on a new car
Expenses for new clothes
Postponing a purchase for a big-screen TV

Loan Payment for a new car

Explanation:

Loan payments are a set figure that one has to pay. The only way to reduce the loan payments on a new car would be to refinance the loan and for the payments to be lower, the interest rate needs to be lower and finding such rates will be quite difficult.

If one tries to pay less than they ought to be paying, they will be held in default and the car could be repossessed along with their credit rating suffering. This is therefore the most difficult to adjust.

answer: yo mama

explanation: yo mama