The following is true when considering writing a check or using a debit card: a promissory note is more valuable than receiving payment via a debit card

it is always better to write a check or use a debit card than to send money via an electronic
funds transfer (EFT)

it is advisable to write a check after the grace period ends on your credit card bill

it is necessary to maintain a positive bank account balance for debit card transactions to
successfully go through

being born in poverty would limit the people's chances, opportunities and benefits.

this happen because of several things, such as:

- poor people tend to gain less access to good education and nutrition. this mean that their chance to obtain high paying jobs would also be limited.

- poor people tend to socialize with other poor people while the rich tend to socialize with other rich people. this means that simply throguh their social circle, rich people would have more business opportunities compared to the poor people.

- rich people tend to have more capital in their disposal. this would benefit them in business since it is far easier for them to fund their business operation compared to poor people.