What driving behaviors caused you the most trouble and what steps will you take to change them?

Skipping Red lights
Drunk Driving
Driving Under Age
Racing

Avoid Drinking before getting on the road, make sure you check the light before driving, don't take your parent's car, and if you race it's very dangerous.

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan