Some people take the early retirement option at age 62. According to the social security administration,

The workers who plan to take retirement at the age of 62 then according to the social security the concerned person will receive reduced benefit.

Explanation:

The person can take maximum benefit of retirement if he or she retires at a age of 70. At this age there are lot of benefits (delayed retirement credentials)

If someone takes a retirement at the age of 62 then he or she is taking early retirement.The person can choose to retire at an early but there will be a reduction in benefits which is approximately 30 per cent.

So, retirement at the age of 62 is early retirement according to social security retirement.

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