What is an accurate definition of a skill? something specific a person wants to achieve in the future
a natural ability a person is born with
an ability a person has created through learning and experience
a subject a person would like to learn more about

An ability a person has created through learning and experience

Explanation: A skill is something that is developed through practice and learning. While it is true that there are people who can be born with skills, these are perfected by practice and learning. Skills are learned. A person who wants to be a chef must learn about cooking and put that knowledge into practice in order to have the ability to be a good cook.

answer; ///the correct answer is (ftc) federal trade commission;

d. low interest rates