Depository institutions differ from non-depository institutions, there are also differences between the structure and activities of, and the financial products and services provided by, various depository institutions. Which of the following statements are true, if any. a. Mutual savings banks and credit unions are similar in that both are owned by their depositors, who share in their profits.
b. Not all savings banks are mutual savings banks.
c. Some exhibit a mutual structure, while others are organized as corporations.
d. Commercial banks tend to pay interest rates that are greater than those paid by savings banks and credit union