An investment salesperson calls on the phone and offers a "guaranteed" 20 percent return with no risk on a $5,000 investment. If
deposits, explain why individuals should be suspicious of a “guaranteed” 20
banks, savings and loans, and the like are paying 7 percent on current
percent return with no risk.

answer: b. false

the staff is a set of five horizontal lines and four spaces which represent a different musical pitch. the lines and the spaces are numbered from bottom to top, the bottom line is the first line and the fifth line is the line on the top. the notes on the top of the staff (fifth line) have a higher pitch than a note at the bottom of the staff.