Tom has brought $150,000 from his pension to a new job where his employer will match 401(k) contributions dollar for dollar. Each year he contributes $3,000. After seven years,
how much money would Tom have in his 401(k)? Show your calculations.

Zara, a global retail and apparel manufacturer based in spain that has successfully implemented this idea by having a continuous flow of new products that are typically limited in supply. zara has created a system that draws its clientèle into its stores, on average, 17 times per year as compared to 4 times per year for most stores. how is zara using it to gain competitive advantage? what specific technologies are used by zara to maintain this advantage over its competition?