Dina recently went online to review her auto insurance policy. Her policy is a Personal Automobile Policy and provides liability coverage with limits of $100/300/100, $10,000 medical payment insurance, and uninsured and underinsured motorist coverage with limits of $1/2. She has collision and comprehensive auto insurance, and both have a $500 deductible. Suppose that Akiko gets quotes from other auto insurance companies and finds that one company offers the same coverage as her current plan, but for $15 less per month. Rates can vary substantially across policies with identical coverage; therefore, Akiko should consider switching to the cheaper company.

a. True
b. False