Jemma made contributions to an IRA over the course of 30 working years. Her contributions averaged $10,000 annually. Jemma was in the 28% tax bracket during her working years. The average annual rate of return on the account was 4.5%, bringing the value of the IRA to $610,070.70 by the time she retired. At this point, Jemma stopped working and making IRA contributions, and instead started living on withdrawals from the retirement account. Jemma dropped into the 21% tax bracket at retirement. What is the difference in the taxes Jemma would pay on this account over time between a Traditional and Roth IRA?