Who wants a brainliest answer? ?me!

1. purchasing discount points is a decision which can be financially justified or not justified. create a unique example where purchasing discount points is not justified, solve the problem, and explain why the decision isn't justified.

2. mark and marcy have obtained a 30-year, fixed rate mortgage for $650,250 with a 7.15% interest rate. they purchased 2 points and their rate is now 6.975%. factoring in the cost of points, when is the break-even point on their mortgage?

14 years, 2 months

9 years, 6 months

7 years, 1 month

7 years, 0 months