Most people prefer to pay health insurance premiums rather than pay out-of-pocket for medical expenses because
a people are cautious and believe they are less likely to get sick if they have health-insurance coverage.
b doctors and hospitals always provide better care to people who have health insurance.
c people still feel more secure with a health insurance policy, even though out-of-pocket costs are often lower.
d medical costs can be extremely high, and insurance is more affordable than paying out-of-pocket for a hospital stay.

The leading producer of cell phone backup batteries, jumpstart, has achieved great success because they produce high-quality battery backups that are not too expensive. even so, another company that produces lower-quality batteries at the same price has also achieved some success, but not as much as jumpstart. also, in general, the price of backup batteries has declined because of economies of scale and learning. in addition, jumpstart has added complementary assets, such as a carrying case. considering all of these factors, the backup battery industry is most likely in the introduction stage. growth stage. shakeout stage. maturity stage.

Money from an allowance or job is known as .

Beagle autos is known for its affordable and reliable brand of consumer vehicles. because its shareholders expect to see an improved rate of growth in the coming years, beagle's executives have decided to diversify the company's range of products so that at least 40 percent of the firm's revenue is generated by new business units. however, the company's resources, capabilities, and competencies are limited to producing other forms of motorized vehicles, such as motorcycles and all-terrain vehicles (atvs). which type of corporate diversification strategy should beagle pursue?