Abalance is the amount of money you have in an account at a certain time. certain type of account at a bank. money you pay banks. money deposited in a checking account.

The correct answer is A. The amount of money you have in an account at a certain time

Explanation:

"Balance" is a term in accounting and related fields that refers to the amount of money in a bank account; this balance is the result of money transactions that include the money you spend and the money you own. Due to this, the balance of an account changes over time because the amount of money increases or decreases due to deposits and credits. For example, if you receive a check it increases and if you spend money on a trip it decreases. According to this, a balance can be defined as "the amount of money you have in an account at a certain time".

answer; a large down payment,a longer term loan, would result in a lower monthly payment;