Me with this quiz

1)why was it sometimes difficult to balance a checking account to a statement?
a. the bank statement only came out twice a year.
b. checks written after the statement closing date wouldn't appear on the statement.
c. the check clearing process was instantaneous.
d. hand entries in a register were more accurate than electronic ones.

2)all of the following are true statements about electronic account management except:
a. account holders can use smart phones or computers to see account information.
b. it's far more difficult to manage an account electronically.
c. some online applications allow account holders to categorize expenses paid by check.
d. check register software is available online.
3)an alternative to paper bank statements is:
a. a check register
b. a debit card
c. computer software
d. an overdraft notice
4)the most practical way to avoid mismanagement of a checking account is
a. to not have one in the first place.
b. have someone double-check your addition in the register.
c. use only debit cards rather than checks.
d. create a budget and stick to it.
5)which of the following is a true statement regarding an individual or family budget?
a. it should be kept on paper only.
b. it will not need to be changed or updated.
c. it can be created on a computer.
d. budgets don't with money management.
6)

the most important requirement for opening a checking account is for you to have
a. a job.
b. several forms of identification.
c. a relationship with a bank.
d. a home.
7)all of the following can occur when an account holder writes a check for more money than the account balance except:
a. the check is returned to the payee.
b. a returned check fee is debited from the account.
c. the value of the check stays in the payee's account.
d. the payee adds a fee to the value of the check.
8)extra (unbudgeted) income left at the end of the month should be
a. saved for emergencies.
b. spent immediately.
c. donated.
d. added to another category.
9)the monthly bank statement has to be compared with the:
a. credit card statement
b. checkbook
c. deposits
d. check register
10)the biggest problem in managing a checking account occurs when
a. the statement doesn't arrive in time.
b. the account holder writes too many checks.
c. the account holder writes a check in a store and delays a long line of customers.
d. the account holder tries to take out more money than the account contains.