Which of the following statements about developing an effective, audience-focused thesis statement is false?
a. be sure to use specific, concrete terms that clearly establish the focus of your speech.
b. when the audience hears the thesis, it should be clear that the least important goal of your speech is to inform the audience about your topic.
c. you should attempt to create a clear, focused thesis statement that stands out and could be repeated by every member of your audience.
d. you should always remember that the audience is the reason for presenting a public speech?

Variable rate cd’s = $90 treasury bills = $150 discount loans = $20 treasury notes = $100 fixed rate cds = $160 money market deposit accts. = $140 savings deposits = $90 fed funds borrowing = $40 variable rate mortgage loans $140 demand deposits = $40 primary reserves = $50 fixed rate loans = $210 fed funds lending = $50 equity capital = $120 a. develop a balance sheet from the above data. be sure to divide your balance sheet into rate-sensitive assets and liabilities as we did in class and in the examples. b. perform a standard gap analysis and a duration analysis using the above data if you have a 1.15% decrease in interest rates and an average duration of assets of 5.4 years and an average duration of liabilities of 3.8 years. c. indicate if this bank will remain solvent after the valuation changes. if so, indicate the new level of equity capital after the valuation changes. if not, indicate the amount of the shortage in equity capital.