Why is disclosure important when taking out insurance?

Disclosure is telling the information that is important for the insurance company to know or it's  answers to the important question they ask, for example, "are you disabled?" or "Have you ever been to federal prison?" It is important to disclose this information because the insurance you get is based on the information you provide, providing false information, or even none at all can void your insurance policy. 

In the 10th grade, i was teamed up in a group of four. our project was on modern history. altho it seemed super hard for many of us. patrick fleming  took charge and showed us the understanding of this project.  his leadership showed great ethics and it taught me, personally, how to others understand, not just to show them, but explain it thoroughly. and altho he was a great teacher i would have changed a few things. one being his attitude. many times he would get frustrated and impatient with the group.  i think  a leader i would have done exactly  what he did but with much more patience and be there more to explain. such as lunch  learning. and giving everybody a chance to try to explain it in their  head.