Which of the following is generally true about 401(k) and 403(b) retirement plan?

a: they are plans offered through employers
b: they offer some tax benefits
c: they restrict when you withdraw your money
d: all of the above

One cost-of-living indicator available on the internet shows that a salary of $40,000 in santa barbara, california, is equivalent to $14,000 in wichita, kansas. this is primarily because of housing, which is much less expensive in wichita. what does this difference say about how the federal government calculates poverty?