Lena borrows from mac and nicol, using the same collateral for both loans. only nicol has a perfected security interest. lena defaults on both loans. the party with first rights to the collateral is

Obviously, Nicol has the right to the collateral because of her claim of the perfected security interest. This type of legal claim is based on a collateral that has been gained through a defaulted loan. When the borrower, who in this case was Lena, fails to fulfill the duties of completing his/her payments for the loan, the lender (Nicol) has the right to sell the collateral to regain the unpaid loan balance of the borrower.

answer (b); /// a method of measuring the opinions of a large group of people by selecting a subset of the larger group, asking them a set of questions and then generalizing those responses;

for submitting your question to

the answer to your question is : c) a government agency or homeowner

due to his line of work, he is most likely employed by a government agency or homeowner due to the other choices not being logical haha.