Which of the following best describes a blanket lien? Unset starred question It allows the lender to place a lien against all current and future personal tax refunds of the borrower who defaulted. It gives lenders the ability to recover losses due to a foreclosure sale from any current or future property the borrower owns. It gives the lender the ability to place liens against any property it chooses, including cars and boats. It shelters the borrower’s future properties from bankruptcy to protect the lender’s interests.