Zach is going to purchase a 5,000-par callable bond that will pay semi-annual coupons at an annual rate of 9%. The bond will redeem at par at the end of 20 years. The bond may be called at the end of year 9 to year 15 with a call price of $5,300. What is the highest price Zach should pay to yield at least a nominal rate of 8%, convertible semi-annually, at redemption

The answer should be a.

The answer is b) market forces

Obviously she is under-stress and needs to cool down. she needs to slow down and take a break from her job, not completely, but ask for shorter hours until she finds enough time to study, pass, and work. if she can't get shorter hours, she can try making a day or two to study. she can work full time and get minimum wage but minimum wage can only get you so far in life.