Helena is purchasing a house for $210,000, with a 15-year fixed-rate mortgage at 4.5% interest. She has made a 5% down payment. The house is
valued at $200,000, and the local tax rate is 3.5%. Her homeowners insurance
is $600 per year. What are her total monthly payments? (Use the table below
to calculate PMI premiums.)

The advantage of administering personality tests on employees is that it will allow the employer to know the mindset and personality of the employee. this will allow the employer to at least have an idea as to how the employee works and how his attitude in the workplace. the disadvantage is that it may make the employee a little anxious as to whether he would meet the personality requirements of the employer and whether he would be able to retain the job or not. 

Entrepreneur is a person who organizes and operates a business or businesses, taking on greater than normal financial risks in order to do so.