Como se caracteriza cada servicio?explica cada uno de ellos

El concepto de servicio proviene del latín servitĭum. ... Los servicios, desde el punto de vista del mercadeo y la economía, son las actividades que intentan satisfacer las necesidades de los clientes. Los servicios son lo mismo que un bien, pero de forma no material o intangible.

(a) when insurance is obtained through a reciprocal insurer, the insureds are sharing the risk of loss with other subscribers of that reciprocal.

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