Based on recent statistics, which of the following individuals would have the lowest probability of being unemployed? a. a 45-year-old white male.
b. a 50-year-old white female.
c. a 32-year-old African American female.
d. a 19-year-old African American male.
e. a 17-year-old white female.

a. a 45-year-old white male.

Explanation:

Middle aged white males have the lowest unemployment rate in the United States. Employment ratios for white and asian men are approximately the same,  72.8%, which is higher than any other demographic group. Besides the normal prejudices that exist in society, these two groups also have the highest average education level (i.e. more college years)

forbearance of student loan payments. under forbearance, your loan payments are postponed (or reduced) but interest continues to accrue during the period of forbearance. if you don't pay the interest during that period, the interest may be “capitalized,” which means it is added to your principal balance.