Provide the name of a familiar product or service that you repeatedly purchase (bar soap, pizza, a particular brand of clothing, etc). Using that example, give a detailed description of how that purchase plays out across each of the components of the Habit Loop. Be sure to specially call out what decisions were included as part of the chunking process (6 points)

Retirement investment advisors, inc., has just offered you an annual interest rate of 4.4 percent until you retire in 40 years. you believe that interest rates will increase over the next year and you would be offered 5 percent per year one year from today. if you plan to deposit $13,000 into the account either this year or next year, how much more will you have when you retire if you wait one year to make your deposit?