When ordering from their suppliers, the supply manager for a company ordered the wrong product. This creates an erratic shifts in orders up and down the supply chain. This is an example of:

Type of deposit reserve requirementcheckable deposits $7.8 - 48.3 million 3%over $48.3 million 10noncheckable personal savings and time deposits 0refer to the accompanying table. if a bank has $60 million in savings deposits and $40 million in checkable deposits, then its required reserves are$1.2 million.