Patel and Rakhi just had twins, so they need a bigger home. The loan amount on their new home is $205,000, and their interest rate is 3.7%. Their lender is charging them a 2% loan commitment fee, and when they close in two weeks they expect to pay $6,150 in closing costs. Patel and Rakhi will pay a commitment fee.

For each of the following users of financial accounting information and managerial accounting information, specify whether the user would primarily use financial accounting information or managerial accounting information or both: 1. sec examiner 2. bookkeeping department 3. division controller 4. external auditor (public accounting firm) 5. loan officer at the company's bank 6. state tax agency auditor 7. board of directors 8. manager of the service department 9. wall street analyst 10. internal auditor 11. potential investors 12, current stockholders 13. reporter from the wall street journal 14. regional division managers