Kendra is working on her financial plan and lists all of her income and expenses in the spreadsheet below. A 2-column spreadsheet lists the following items and their totals. Net pay 2,300 dollars, interest earned on savings 20 dollars, mortgage 800 dollars, homeowner's association fee 120 dollars, electric 90 dollars, water/sewer 45 dollars, cable/internet 95 dollars, cell phone 80 dollars, insurance 275 dollars, groceries 520 dollars. What is Kendra’s net cash flow? a. $295 b. $285 c. $275 d. $255.