During the recession, a story in The New York Times entitled "The Bank Around the Corner" focused on the Bank of Cattaraugus, which had only $12 million in assets and served a small town in upstate New York. It recounts the story of Carol Bonner, a 61-year-old retired secretary, who once fell behind in her property taxes and was forced to sell the home where she lived with her disabled sister. "[T]he bank’s president, Patrick J. Cullen, who held the mortgage on the house, had his son Thomas Cullen buy it. Thomas Cullen, who lives in Chicago, never intended to live there. Ms. Bonner and her sister were able to stay as renters." Ms. Bonner was amazed. "I just didn’t realize there were people like that in the world, people who would help you – especially, a banker." In the way he ran his bank, Patrick Cullen appears to have been guided by what ethical decision-making rule?

The framers of the us constitution created a system of government that established branches of government set forth the powers of such a branches and placed limits on those powers what are the benefits of such a system? are there any problems associated with such a system?

crow design, inc. is a web site design and consulting firm. the firm uses a job order costing system in which each client is a different job. crow design assigns direct labor, licensing costs, and travel costs directly to each job. it allocates indirect costs to jobs based on a predetermined overhead allocation rate, computed as a percentage of direct labor costs. direct labor hours (professional) 6,250 hours direct labor costs ($1,800,000 support staff salaries ,000 computer ,000 office ,000 office ,000 in november 2012, crow design served several clients. records for two clients appear here: delicious treats mesilla chocolates direct labor 700 hours 100 hours software licensing $ 4,000 $400 travel costs 8,000 1. compute crow design’s direct labor rate and its predetermined indirect cost allocation rate for 2012. 2. compute the total cost of each job. 3. if simone wants to earn profits equal to 50% of service revenue, how much (what fee) should she charge each of these two clients? 4. why does crow design assign costs to jobs?

Greentel, a telecom giant, has been using the service of orpheus inc. for training its employees. according to a deal signed by the two companies, orpheus inc. is not only responsible for training greentel's employees but also for providing comprehensive administrative services to the telecom giant. in this instance, greentel engages in