Angela is very far behind on her credit card payments! The interest keeps piling on month after month because Angela can only make the minimum payments. The balances on the cards are actually increasing each month instead of decreasing.
Angela has a decent job but just doesn't make the kind of money needed to pay down her debt. Because Angela has a job
and, therefore, a steady income, Angela's creditors want to force her to file a Chapter 13, so the trustee can make sure the
creditors receive payment for at least part of the amount Angela owes them. If Angela's creditors attempt to file a Chapter
13 bankruptcy: