Which statement best describes payday leaders and pawnbrokers? a: borrowing from them can improve your credit rating. b: most people cannot qualify for the loans their offer. c: they charge extremely high interest rates. d: they compete with banks and credit unions for the same customers.

Acompetitive market in healthcare would a. overprovide healthcare because the marginal social benefit of healthcare exceeds the marginal benefit perceived by consumers b. underprovide healthcare because it would eliminate medicare and medicaid c. underprovide healthcare because the marginal social benefit of healthcare exceeds the marginal benefit perceived by consumers d. overprovide healthcare because it would be similar to the approach used in canada