What strategy should you use to obtain the lowest possible apr on a loan?

Making a large down payment on a loan will decrease the overall amount of money borrowed and lower the APR. In addition, ensuring you have a high credit score will get you the best possible APR. The higher your credit rating, the more trustworthy you appear when it comes to paying back the loan.

The business cycle is the periodic but irregular up-and-down movement in economic activity, measured by fluctuations in real gross domestic product (gdp) and other macroeconomic variables. a business cycle is typically characterized by four phases—recession, recovery, growth, and decline—that repeat themselves over time. economists note, however, that complete business cycles vary in length. the duration of business cycles can be anywhere from about two to twelve years, with most cycles averaging six years in length. some business analysts use the business cycle model and terminology to study and explain fluctuations in business inventory and other individual elements of corporate operations. but the term "business cycle" is still primarily associated with larger (industry-wide, regional, national, or even international) business trends.