Which of the following scenarios might indicate that you have been a victim of identity theft? a your credit report displays accounts you did not open. b you do not pay your credit card bill on time. c both a and b d neither a nor b

The answer is: A. Your credit report displays accounts you did not open.

The only way for this to happen is if there are other people who had gained access to your credit card and use it to make a purchase that you did not approve of.

If you are in this type of situation, you need to contact your credit card provider so they can block your credit card as soon as possible. The credit card provider would later cooperate with the police to track down the credit card stealer.

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