Bezel systems is introducing a few organization-wide changes. a coalition of employees will clearly lose out from the proposed changes and they have enough power to cause the change effort to fail. assuming that the change effort can proceed slowly and cost is not an issue, the preferred strategy for dealing with this resistance to change is

With signals from no-claim bonuses and deductibles, a. the marginal cost curve for careful drivers lies to the left of the marginal cost curve for aggressive drivers b. auto insurance companies insure more aggressive drivers than careful drivers because aggressive drivers have a greater need for the insurance c. the market for car insurance has a separating equilibrium, and the market is efficient d. most drivers pay higher premiums than if the market had no signals