One of the most important elements to lobbying success is gathering information explain how and why

Lobbying is a collective with common interests that carry out actions aimed at influencing the Public Administration to promote decisions favorable to the interests of that particular sector of society. This group must maintain an excellent source of communication and constant exchange of information to carry out the management process of negotiations with great efficiency. To gather information with accuracy you must agree and maintain honesty and collaboration among its members and a great sense of leadership and responsibility.

Secured loans are protected by collateral security. examples: title loans where the borrower uses the car title as collateral security interest rates are lower and repayments are longer therefore risk is low as a collateral security is given as guarantee to the bank in case of failure to pay the loanunsecured loans are not protected by collateral security but it is given on the creditworthiness of the borrower, trusting that she/he will pay on time. examples; payday loans is a short term loan where the borrower lends money from the bank and pays is back when the borrower receives his/her wages.interest rates are high and repayments are shorter. but the risk is high as no collateral security is given as a guarantee to the bank for payment of the loan