What is a credit union? a-a bank that takes deposits but does not make loans b- a bank that specializes in retirement savings accounts c- a modified type of savings and loan that makes loans for housing d- a cooperative lending institution for a particular group

the social-cultural environment a firm operates in is constantly changing, and having a significant impact on marketing strategies. the change is so rapid and immense that some firms have created a new position in the organization to handle this change. which title best describes the new position described in the scenario?